Psychology of a Scam (FINRA INVESTOR PODCAST June 18, 2009)
FINRA Investor Education staff explain the psychological tactics fraudsters use and ways to guard against them.

Find Help in Tough Times
The State of Library of Ohio has compiled a one-stop site for employment help, financial help, health & wellness help, housing help, parenting help, and help for seniors.

Job Dislocation: Making Smart Financial Choices After a Job Loss (FINRA INVESTOR ALERT)
This FINRA brochure offers guidance and tips on maintaining financial stability during a period of unemployment.

Energy Savers: Tips on Saving Energy & Money at Home
The U.S. Department of Energy offers tips to save energy at home and on the road, ranging from the simple to those requiring time and money to realize future savings.

WaterSense: Consumers
The Environmental Protection Agency's WaterSense program helps conserve water for future generations by providing information on products and programs that save water without sacrificing performance.

National Thrift Store Directory
Thriftshopper.com lists charity-driven thrift stores searchable by zip code, city, or state.

20 Ways to Save on a Shoestring
Here’s a roadmap for finding money you didn't know you had.

66 Ways to Save Money
Representatives from government agencies, consumer groups, business organizations, and educational institutions compiled this list to develop and publicize money-saving tips.

Kids and Money
Find examples of common opportunities to teach children about money at this site.

Money Saving Habits
Change a few habits in your life, and you may suddenly see your bank account begin to swell.

Money Saving Tips from Good Housekeeping
This site offers a variety of money saving tips and tricks to help you stay on budget.

Practical Savings Tips for Every Day Saving
Suggestions for changes in daily behavior that can result in savings.

Save Money on Utilities
Utility bills can provide money saving opportunities for many households.

Saving Starts at Home
The inside story on saving money and energy from the Federal Trade commission.

Savings Tips
This is a list of ideas for saving money from AmericaSaves, a national campaign that encourages individuals and families to save and build personal wealth.

Tips on Saving Money
Hints and tips for saving money in your household budget.
 

This program is made possible by a grant from the FINRA Investor Education Foundation through Smart Investing @ your library®, a partnership with the American Library Association. The PLYMC has formed  local partnerships with the following community agencies to promote financial literacy initiatives especially to young families: Youngstown/Mahoning Valley United Way, Mahoning County  Financial Stability Partnership, Mahoning/Youngstown Community Action Partnership (MYCAP), Junior Achievement of Mahoning Valley, Inc., Mahoning County Coalition for Community Reinvestment, Child Care Connection, Youngstown Metropolitan Housing Authority, Youngstown Economic Development Office, WFMJ-TV 21, WKBN-TV-27, and WYTV-TV -33.